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HOME2025-03-31T16:04:05+00:00

 Tennessee Retirement Planning

Asset Positioning Services

IT’S NEVER TOO LATE TO PLAN YOUR FUTURE.
Many people put off planning for their future — there are too many choices, and they don’t know whom to trust for guidance. However, planning with the help of a skilled advisor who is interested in your needs and knowledgeable about all the options can be empowering and exciting.

Retire with confidence

Our Planning Process

Our three-step planning process works to help identify and implement suitable financial strategies for helping our clients meet their needs and achieve their goals and objectives for retirement.

01

Start Smart

02

Apply Discipline

03

Communicate Progress

01

Start Smart

Get a Clear Understanding of Your Financial Life

First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.

Six Fundamental Financial Planning Considerations

Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.

Longevity

Outliving financial assets as the result of a longer life.

Inflation

Reduction in real purchasing power as the result of increasing cost of living.

Mortality

Loss of financial assets as the result of a partner’s or spouse’s death.

Liquidity

Limited access to assets to meet life’s unexpected financial needs.

Market

Unexpected reduction in the value of financial assets at the time of withdrawal.

Taxes

Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.

02

Apply Discipline

A Retirement Strategy Designed for You

Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.

Our Services, Your Future

We take the time to thoroughly explore your needs no matter the stage of life you are in to help provide a custom tailored solution that we continue to monitor and adjust until the end of time.

Maximize the growth potential of your investable assets in accordance with your risk tolerance and financial goals.

Support your retirement income plan with accumulation and tax-free distribution strategies in retirement.

Understand the benefits you are entitled to and how to maximize Social Security income in retirement.

Design an income plan that delivers dependable income and financial security throughout your retirement.

Protect your estate and loved ones from unnecessary taxation and probate with proactive estate planning strategies.

Develop strategies to protect assets against the effects of inflation.

03

Communicate Progress

Our Commitment to You

Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.

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Here For You

Meet The Team

Randall Baxter

President

Lisa de Ruyter

IT Support

Wynn Collins

Marketing Director

Kyler Collins

Office Manager

RR

Retirement Resources

Complimentary Educational Resources

Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.

Our Upcoming Events

Educational Events

Events in June 2025

  • There are no events scheduled during these dates.

Client Events

Events in June 2025

  • There are no events scheduled during these dates.

Our Downloads

Legacy and Estate Planning; The Basics

Estate planning is an important part of retirement planning. You’ve worked hard for your money and want to see your children and grandchildren benefit, and you probably want to see it passed down in the most efficient way possible. Download the free webinar today.

Financial Literacy Videos

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    9041 Executive Park Dr,
    Suite 250
    Knoxville, TN 37923

    (865) 525-2323

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      Contact Information:

      9041 Executive Park Dr,
      Suite 250
      Knoxville, TN 37923

      Phone: (865) 525-2323

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                        Kyler Colins

                        Office Manager

                        Kyler Collins serves as the Office Manager at Asset Positioning Services, working under the leadership of Randall Baxter and alongside his mother, Wynn Collins. With a background in Agricultural Business and a strong family legacy in sales, Kyler shifted his career path early on to follow in the footsteps of his grandfather and mother.

                        Before joining Asset Positioning Services, Kyler gained valuable experience as a Sales Representative with General Motors for four years. His desire for growth and new challenges led him to start getting his Life and Health Insurance license.

                        Kyler’s journey with Asset Positioning Services began when he was asked to help temporarily in the office. After just a month, his dedication and work ethic earned him a permanent position. Outside of his office role, Kyler is also a professional Rodeo Entertainer, traveling the country with his dog, Moses (affectionately known as Moe).

                        Kyler is passionate about his work and takes great pride in helping people, both in the office and beyond.

                        Wynn Collins

                        Marketing Director

                        My driver’s license says Wendy, but my little brother called me Wynn, and it stuck. At home, I’m Mom to an amazing son, Kyler—now grown and working alongside me when he’s not busy being a rodeo clown (yes, seriously!). I also share my life with two beloved fur kids: Blazen Caramel Macchiato (“Blaze”) and Mocha Chocolate Latte (“Mocha”). When I’m not hiking, gardening, or cooking, you’ll find me at Asset Positioning Services, where I have the unique privilege of doing work I love. Helping people secure their futures—whether through accident insurance for their sporty kids, health and dental plans, Medicare coverage, or estate planning for a smooth, prosperous retirement.

                        I earned my Life and Health Insurance license at 24 and began my career with American General, where I quickly became a top producer, earning numerous sales awards. When I believe in something, sharing it with others comes naturally. While I was committed to ensuring families were financially protected after losing a loved one, I also wanted to help them prepare for the unexpected costs of illness. Over time, I expanded my portfolio to include various indemnity products and Medicare plans, working with a large agency.

                        In 2024, I met Randall Baxter through a mutual friend. He asked if he could draw my family tree, and that simple question opened a new door in my life. Without hesitation, I joined Randall at Asset Positioning Services in Knoxville, TN, as a licensee. Now, I have the resources and expertise to assist families at every stage of their lives, making this the most rewarding career I could have ever asked for.

                        Lisa de Ruyter

                        Technical and IT Support

                        Lisa is a digital marketing expert and technical enthusiast, with a passion for anything tech. After three years of studying computer science and having graduated from the prestigious IMM Graduate School of Marketing, in Marketing Management, adopting a career in the digital sphere was the obvious choice. Proud to have 15 years of experience in Marketing and a technology portfolio of knowledge that includes HTML, email marketing and automations, integrations and web, she is well equipped to serve Asset Positioning Services IT support needs’. She also loves copywriting, writing poetry and horses.

                        Randall Baxter

                        President

                        Randy Baxter is a professional advisor who specializes in assisting people design their estate planning portfolio.

                        He received his BS in Education from the University of Tennessee in 1977 and taught elementary and college for six years. He entered the financial services industry in 1983 with the New York Life Insurance Company and began work as the training supervisor of the East Tennessee offices in 1985. His status as the go-to person for product knowledge and plan design helped him realize that to help the most people, it was best to work as an independent trainer with agent responsibilities and specialize in Estate Planning Design. In 1987, he opened Asset Positioning Services, an independent estate planning organization.

                        Forty years of experience working with the clients, attorneys, CPAs and licensees all over the USA using Family Estate Docs Software placing Randy in a position to help your clients and all financial service professionals whatever their needs are in wealth accumulation, preservation and distribution.

                        As author of the book, APPROACH PLAN SUCCEED, and originator of the GO TO first interview for estate planning, Family Tree Asset Positioning, Randy is in a position to secure the desires of his clients and enhance the value of your financial services career with his coaching programs.

                        Estate planning is the new wave of the future for financial services organizations all over the USA. Learn from the best, use the best software, have the best price, get unlimited coaching on demand by appointment.

                        It’s a no brainer!

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